Headshot of Raphael Bangiyev

Raphael Bangiyev

Branch Manager

The Rafa Group

NMLS #219590

14555 N Scottsdale Road, Suite 350
Scottsdale, AZ 85254
Contact Methods
tel Phone
fax Fax


About Raphael

I began my career in financial services in 2002 through a family friend, and soon after became a top producing Loan Originator, winning “Rookie of The Year” my first year in the business. In 2007, I moved to another company and was paired with my future partner, Peter Torneanu – and the concept of The Loan Doctors Team was born. Through a few strategic shifts, The Loan Doctors Team began to take a more realized form, and we added Arthur Shalomov to our leadership in 2009.

Since 2014, I have proven to be the driving force of productivity and team communication. As Operations Manager, I ensure our team rallies to close on our loans and make a difference in individuals’ lives on a regular basis.

When you choose to work with me and my team, your mortgage intentions will be met with a listening ear and a complete understanding of your specific circumstances. If you’re a first-time homebuyer, rest assured that I will walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we will discuss some of the newer products we have to offer and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved over time.

I look forward to making your mortgage experience pleasant and memorable by delivering the level of communication and service you deserve from your lender.

My family and I immigrated to the United States in 1989 and lived in New York City prior to moving to Phoenix in 1997. I enjoy sports, spending time with family, and traveling.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 480-691-4030