CrossCountry Mortgage logomark

Joel Cenescar

Loan Officer

The Rosemary Team

NMLS #1997948

Adress
7284 West Palmetto Park Rd, Ste 110-S
Boca Raton, FL 33433
Contact Methods
Email
tel Phone
407-733-5168

Awards

About Joel

I’m a Florida native, loan originator, and real estate agent – your guy for understanding every aspect of the housing market! My knowledge of local communities and both sides of the mortgage process means you receive a second-to-none experience with me. I’ll provide guidance based on your specific circumstances to personalize the product you receive. Whether conventional or jumbo, FHA, VA, or a specialty program, we’ll find the home loan to make your dreams a reality.

From applying to receiving your keys or completing your refinance, I’ll be there to support you. You’ll receive continuous updates on your loan, and I’ll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way.

No matter if you are buying, refinancing, or renovating, I’m excited to work with you!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 407-733-5168