Headshot of Julio Nunez

Julio Nunez

Loan Officer

The Vindman Team

NMLS #2081841


About Julio

In 2017, I interned in pricing and planning marketing at 21st Century Fox. It gave me valuable experience in the financial sector that I combined with my double bachelor’s in finance and economics from Montclair State University to start my career in client services at a major bank.

Now, as a loan originator, I specialize in guiding first-time homebuyers through the mortgage process, and helping clients who are buying their next home, refinancing, or investing in property. I take pride in mentoring each borrower, informing them about their home loan, and making sure they know how it fits their goals and plays an important part in their financial future. Whether you are looking for a conventional, jumbo, VA, or FHA loan, we will find the right product for your plans.

I’m just as passionate about helping others outside the mortgage industry. I’m an enthusiastic participant in annual charity softball and basketball tournaments supporting my college fraternity’s philanthropy, P.A.T.H.E. (Providing Access to Higher Education), a program to help middle and high school students in underprivileged areas who want to graduate from a four-year college.

I also participate in annual Spartan races, with proceeds donated to the Spartan Kids Foundation to promote healthy, active lifestyles for underserved and challenged children. In the warmer months, you’ll often find me umpiring for little league and men’s and co-ed softball in north Jersey.


  • Purchase and Refinance
  • First Time Homebuyers
  • Home Equity Loans
  • Jumbo Loans
  • Purchase
  • Refinance Loans
  • Renovation Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 908-490-8536 Ext 227453