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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Jackson Thomas
- Loan Officer and Branch Manager
- Dallas, TX Mortgage Loan Officer
- NMLS #1190420
I’ll be with you every step of the way
Hi, I’m Jackson, and my family has been in the real estate and mortgage industry for over 30 years. I developed a passion for investing in people and the American dream early on, and since then, I’ve closed 100% of pre-approved clients without missing a closing date due to lender-related reasons. This success has earned recognition from D Magazine, Texas Monthly, Social Survey, and four years of Mortgage Executive Magazine’s Top 1% Mortgage Originators in America awards.
I build long-lasting relationships with buyers, agents, and other partners, making sure each client’s needs are met. Whether it’s your first home, your next home, or an investment property, I’ll help you find the right loan product and program. I specialize in jumbo, conventional, FHA, VA, and CCM Signature Series loans, and together, we’ll create a plan tailored to your goals.
My team’s support doesn’t end on closing day. I’ll always be available to answer your questions and assist with any changes down the line. I’m looking forward to your call!
Jackson’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.