Headshot of Timothy Christensen

Timothy Christensen

Branch Manager

Timothy Christensen Team

NMLS #483962

16755 Von Karman Avenue, Suite 200 Office 7
Irvine, CA 92606
Contact Methods
tel Phone
mobile Mobile
(714) 340-4913
fax Fax


About Timothy

Tim Christensen has been enjoying life in the mortgage industry for over 36 years, assisting first time home buyers, move up buyers, empty nesters and homeowners in general, navigate their way through the complicated maze that is mortgage financing. Tim has earned the trust of thousands of home buyers and homeowners with his honesty, integrity and experience. Since home financing is one of the largest financial decisions one can make, working with a dedicated person like Tim can make all the difference. His compassion and relentless work on behalf of his clients are unmatched and has led to Tim being their "go to" lender for family, friends and referrals.

Tim enjoys working with Realtors, CPA's, Financial Advisors, Estate Planning Attorneys in order to assist their clients with their financing needs. He also has an enormous network of trusted professionals that he relies upon for every client's needs. Another passion of his is working with small businesses and educating their employees on the home buying process, setting them up with a plan that will help them reach their ultimate goal; owning a piece of the American Dream.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today


Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 714-340-4913

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