Headshot of Tom Hlava

Tom Hlava

VP of Residential Lending

The Tom Hlava Team

NMLS #191013

Adress
2936 West Belmont Ave
Chicago, IL 60618
Contact Methods
Email
tel Phone
(773) 389-2086
mobile Mobile
(630) 660-9790
fax Fax
773-389-2087
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Tom

With more than 30 years of experience and CrossCountry Mortgage's resources behind me, you can rest assured that your dream of homeownership is in good hands. We have numerous financing options available to make your dream a reality, and I'll help you find the perfect one for your unique needs.

At CCM, customer satisfaction is our top priority. We underwrite our own loans in-house, so there's no far-away call center to contact regarding your loan. You get local, personal service from me and my team. We'll keep you informed every step of the way, and I take pride in being able to save you both time and money on your home financing.

I'm able to achieve those results by applying my expansive knowledge to every transaction and walking every buyer through the lending process from start to finish.

Licensed to work in: Illinois (031.0001831), Indiana (26284), Wisconsin (191013)

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Hispanic family laughing together
    Published on

    NAHREP 2022 State of Hispanic Homeownership Report

    2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has continued to rise. The National Association of Hispanic Real Estate Professionals (NAHREP) has released its annual report for 2022. Here's some key takeaways from the report.

  • A family on a tablet
    Published on

    Can You Buy a House with No Money Down?

    Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available to purchase a home. Let’s take a look at these options to see if one fits your circumstances.

  • Homeowner and his dog
    Published on

    Should I Use a HELOC for Home Improvement

    Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costly. Should you use a home equity line of credit (HELOC) for home improvement projects?

    Here are the pros and cons of using a HELOC for home renovations.

  • A renovated kitchen
    Published on

    How the Purchase and Refinance Mortgage Process Works

    If you’re thinking about buying or refinancing a home, you may find yourself in unfamiliar territory. Use this quick guide to learn more about what to expect when buying or refinancing a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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