Headshot of Tom Hlava

Tom Hlava

VP of Residential Lending

The Tom Hlava Team

NMLS #191013

Adress
413 N. Carpenter St., Suite 1W
Chicago, IL 60642
Contact Methods
Email
tel Phone
773-389-2086
mobile Mobile
(630) 660-9790
fax Fax
773-389-2087
Apply Now
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Tom

Tom has been a mortgage lender since 1985, and has assisted thousands of clients in buying their 1st homes, investment properties, move up buyers and empty nesters. He works on a Referral Only basis- “ I love what I do, and when I help someone with their mortgage needs, they thank me with a referral to their own family and friends. My clients trust me to take care of their family. There is nothing more gratifying than that!”

Tom is licensed to help homeowners in Illinois, Wisconsin, Indiana and Florida. He will soon be licensed in Arizona and Texas as well. If you know anyone that could use Tom’s help in these areas, give him a call!

Tom spends his personal time with his wife Rosanne. They love to travel , cook (well, that’s all Rosanne!), exercise and spend time with their 4 boys and grand children.

Licensed to work in: Arizona (1047002), Illinois (031.0001831), Indiana (26284), Wisconsin (191013)

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Couple outside renovating and remodeling their deck space.
    Published on

    Renovation vs. Remodel

    Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed decision for your home transformation. 

  • Man renovates home after securing an FHA 203K loan.
    Published on

    What is an FHA 203K Loan?

    Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers into dream homes.

  • Underwriter explains the mortgage underwriting process.
    Published on

    The Mortgage Underwriting Process Explained

    Finding the home of your dreams is definitely an exciting time, but many homeowners dread the mortgage underwriting process. This article will explain the mortgage underwriting process in the form of a complete guide so that you can follow each step with greater confidence.

  • Couple paints while renovating home together in 2023.
    Published on

    Will Renovation Costs Go Down in 2023?

    Will renovation costs go down in 2023? It depends. Get the latest trends in renovation costs including material prices and more to make an informed decision.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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