Headshot of Billy Babcock

Billy Babcock

Branch Manager

Walnut Creek, CA Mortgage Lender

NMLS #90399

1981 N Broadway, Ste 275
Walnut Creek, CA 94596
Contact Methods
tel Phone
mobile Mobile
(916) 296-7000
fax Fax


About Billy

The most important thing to do in my business is to communicate effectively. Whether you like email, text, or phone calls my team and I will provide you with direction and answer questions the way you like to communicate. Explaining loan terms, presenting various options, and having access to dozens of investors through out the US ensures you will get the loan that is right for you. First time home buyers and investors alike enjoy great communication with well presented options so they have the knowledge to make an educated decision.

I am loving husband, learning father, Crossfit enthusiast, avid backpacker, and glass half full, optimist. My career as a lender started shortly after I graduated Magna Cum Laude from Cal State Sacramento (Go Hornets!) in 2002. I have accumulated a wealth of knowledge which is constantly building. I've learned that in the world of lending the only thing constant is change. I strive for a smooth process and I am dedicated to improving the human spirit. My team and I love what we do and it shows.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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Send me a message below or give me a call at 925-393-0809