CrossCountry Mortgage logomark

Janet Dzikowski

Loan Officer

Wauwatosa, WI Mortgage Lender

NMLS #263124

611 N Mayfair Road
Wauwatosa, WI 53226
Contact Methods
tel Phone
mobile Mobile
(414) 406-1889
fax Fax


About Janet

My 20-plus years of experience in home financing has put me in touch with just about everyone. From first-time homebuyers to self-employed entrepreneurs with complex tax returns, I’ve helped my clients get it done! No matter what you do for a living, I can help you achieve your homeownership goals.

When you come to me for your mortgage, I begin by listening. That’s how I’ll structure your ideal home loan — by understanding your goals and priorities. If you’re a first-time homebuyer, I’ll answer your questions and make sure you’re comfortable throughout the transaction. If this is not your first mortgage, we’ll discuss new products and how staple programs like VA, FHA, conventional, and jumbo have evolved to meet your needs.

At the end of the day, my goal is to be a reliable source of information for you. From providing estimates of your monthly mortgage payment or estimating your closing costs and down payment, I’m here to help make your dreams come true. Your home purchase or refinancing experience should be exciting – and I look forward to making sure it is.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!


There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit

Get Started

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 262-259-5013