Headshot of Ruth Falcone

Ruth Falcone

Sr. Loan Officer

Wayne, PA Mortgage Lender

NMLS #137201

353 W. Lancaster Avenue, Suite 100
Wayne, PA 19087
Contact Methods
tel Phone
(484) 351-6592
mobile Mobile
(610) 564-3180
fax Fax


About Ruth

My career has spanned all aspects of the mortgage industry, from origination to loan servicing. I listen carefully to my clients so I can provide them with the loan product that is best suited to their needs.

I specialize in conventional, non-conforming, FHA, and VA loans, along with many others. I explain the entire home financing process thoroughly, from origination to settlement, and ensure there are no unanswered questions or concerns.

Whether this is your first home, your next home, a refinance, or an investment property, you will always know what’s happening with your mortgage as it moves from one step to the next. I look forward to providing you with the customized loan experience and outstanding customer service you deserve.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Homeowners in their new kitchen

Get $6,500 in down payment assistance

We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in Chicago, Detroit, and Philadelphia.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (484) 351-6592