Headshot of Celso Ortiz

Celso Ortiz

Loan Officer

Wilmington, MA Mortgage Lender

NMLS #1027151

66-M Concord St
Wilmington, MA 01887
Contact Methods
tel Phone
mobile Mobile
(978) 793-8484
fax Fax


About Celso

Hi! My name is Celso E. Ortiz, but everyone knows me as the CEO. Born in Bayamón, Puerto Rico, I earned my degree in criminal justice at the InterAmerican University of Puerto Rico before starting my career in law enforcement—serving as a municipal police officer, Tampa Port Officer, and even a Homeland Security contractor. But my passion for helping people led me to the world of home financing.

As a fully bilingual loan officer, I have a significant advantage in assisting Spanish-speaking clients. I’m dedicated to sharing my cultural heritage and knowledge, helping grow the National Association of Hispanic Real Estate Professionals, and assisting my community with their homeownership dreams.

I’ve used my communication skills to assist many people while working for various mortgage companies in Florida and Massachusetts. With CrossCountry Mortgage, I’m committed to delivering a superior mortgage experience by providing straightforward, easy-to-understand advice so you can make smart financing decisions that benefit them today and in the future.

When I’m not working, I enjoy playing golf, traveling, and spending quality time with my family. I live in Hudson, Massachusetts, with my wife, daughter, and son. My daughter attends UMASS Boston, while my son attends a private school for Autism in Marlborough. We moved to Massachusetts to seek better support and education for my son and higher education opportunities for my daughter.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 978-267-1429