Headshot of Michael Spirito

Michael Spirito

Loan Officer

Orlando, FL Mortgage Lender

NMLS #1982298

2211 Lee Road, Suite 109
Winter Park, FL 32789
Contact Methods
tel Phone
mobile Mobile
(407) 616-8755
fax Fax


About Michael

Whether you want to buy a home, refinance, or renovate, I’m dedicated to giving you the outstanding service you deserve. This may be your first mortgage or your ninth, but you are my priority. I’ll listen to your homeownership dreams and answer your questions about how to achieve them.

I will hold your hand throughout the process while providing consistent loan updates. I also keep my real estate partners updated on the progress of each borrower they refer to me. From our first conversation on, we’ll walk together every step of the way, and you will have confidence in your choices.

I offer a variety of programs to fit your goals. From conventional and jumbo to FHA and VA, we will discuss specifics and personalize the mortgage experience to fit your needs. I can’t wait to get started on your home financing journey.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 321-257-3702