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Lucy Johannsen

Branch Manager

Yuma, AZ Mortgage Lender

NMLS #450020

862 S 5th Avenue
Yuma, AZ 85364
Contact Methods
tel Phone
mobile Mobile
(928) 581-9908
fax Fax


About Lucy

I was born and raised in Yuma, Arizona, and have been in the mortgage business for 15 years now. After graduating from high school, I moved to San Diego and attended San Diego State University before quickly realizing the big city was not for me. I moved back to my hometown and finished my Bachelor of Science in Business degree at Northern Arizona University-Yuma.

After receiving my diploma, I began working for Crane School District as a Finance Analyst, which eventually led me to become a Loan Consultant. I fell in love with the home financing industry because every transaction is different and allows me the unique opportunity to be part of the biggest decision in my clients' life. There’s nothing more rewarding than being part of this homeownership journey.

Also, being able to provide my clients with all available options and ensuring an on-time closing is my top priority. While I do my best to find the optimal mortgage product for each individual, I know having choices is key to feeling comfortable with your purchase. From conventional and jumbo to FHA, VA, and our expanded specialty products, we’ll discuss the differences and personalize your mortgage experience.

Whether this is your first home or ninth property, I look forward to helping you achieve your dreams and serving your home financing needs for many years to come.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 928-852-2479