
-
555 North Point Center E, 4th Floor, Office 455 Alpharetta, GA 30022 Mobile (770) 883-3100 [email protected]
-
- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Brad Taylor
- Senior Loan Officer
- Alpharetta, GA Mortgage Loan Officer
- NMLS #461982
America’s #1 Retail Mortgage Lender
Hello! I’m Brad, a senior loan officer based in the Metro Atlanta, GA branch of America’s #1 Retail Mortgage Lender. With over 15 years of experience in the mortgage industry, I proudly serve the cities of Atlanta, Alpharetta, Roswell, Cumming, Lawrenceville, Snellville, Marietta, Flowery Branch, Gainesville, Oakwood, Suwanee and Johns Creek.
Before becoming a loan officer, I spent 10 years in civil engineering, providing me with a competitive edge in technical details and problem-solving. I’m highly regarded by clients for my unmatched level of customer service and ability to close deals effortlessly and smoothly.
My passion for helping others achieve homeownership and my ambition to lead my own business drew me to this profession. Understanding that homebuying can be stressful, I prioritize strong communication with my clients – ensuring you feel supported throughout your journey.
In my free time, I enjoy fishing, hunting, playing golf, and spending time outdoors with my family.





Brad’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.