Headshot of Andrew Panaia

Andrew Panaia

Loan Officer

The Grigg Team

NMLS #599806


About Andrew

Why choose The Panaia Team? Our value is in our knowledge of the local real estate market, established relationships, and financial expertise. We’ve demonstrated a high level of creativity and professionalism in finding the right mortgage solution for any issue that may arise. My team and I are dedicated to listening, understanding your goals and priorities, walking you through the process, and giving you an outstanding home financing experience.

We start by listening because every loan and home is unique. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or planning a renovation. Our team offers a wide range of mortgages, including FHA, VA, conventional, jumbo, bank statement, and asset depletion programs. Together, we’ll find the right one for you.

Sharing information is just as important as listening. My team and I are committed to keeping you informed about your loan’s progress while answering your questions from application to closing and beyond.

Whether you’re buying, refinancing, or renovating, The Panaia Team is ready to make your mortgage feel like a win.

On a personal note, I’ve been local to Northern Palm Beach County since 1986, where I attended Florida Atlantic University. After graduating, I moved on to running my own sports manufacturing company for seven years before spending the next decade as a vice president of one of the world’s largest banking institutions. Now, I’m a mortgage advisor and real estate professional who calls Jupiter home with my wife, stepchildren, and two dogs.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit


Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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