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Drew Huggins photo
  • 75 Harbert Drive Beavercreek, OH 45440 Mobile (937) 620-7664 [email protected]
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • Purchase
    • Refinance
Your Local CrossCountry Mortgage Loan Officer

Drew Huggins

  • facebook logo
  • linkedin logo
  • Mortgage Consultant
  • Beavercreek, OH Mortgage Loan Officer
  • NMLS #428025

I’ll be with you every step of the way

Hi, my name is Drew, and I’m excited to help you open the doors to your dream home! With almost 25 years in the mortgage industry, I put my clients and agents first. I was voted a Best of Dayton mortgage professional by Dayton Magazine in 2020, 2021, 2022, and 2023, and recognized as Affiliate of the Year by Dayton REALTORS®. As a dedicated loan officer at our Beavercreek, OH branch, I’m here to guide you through the homebuying process at America’s #1 Retail Mortgage Lender.

When you work with me, I’ll listen carefully to understand your goals. If you’re a first-time homebuyer, I can walk you through each step of the loan process and answer your questions. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA can achieve your homeownership dreams. I look forward to guiding you every step of the way!

Drew’s testimonials

My social posts

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

View All

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. 

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

I’d love to hear from you.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.

    Drew Huggins photo
    • 75 Harbert Drive Beavercreek, OH 45440 Mobile (937) 620-7664 [email protected]
      • monday: 8:00AM – 5:00PM
      • tuesday: 8:00AM – 5:00PM
      • wednesday: 8:00AM – 5:00PM
      • thursday: 8:00AM – 5:00PM
      • friday: 8:00AM – 5:00PM
      • Purchase
      • Refinance
    Your Local CrossCountry Mortgage Loan Officer

    Drew Huggins

    • facebook logo
    • linkedin logo
    • Mortgage Consultant
    • Beavercreek, OH Mortgage Loan Officer
    • NMLS #428025

    I’ll be with you every step of the way

    Hi, my name is Drew, and I’m excited to help you open the doors to your dream home! With almost 25 years in the mortgage industry, I put my clients and agents first. I was voted a Best of Dayton mortgage professional by Dayton Magazine in 2020, 2021, 2022, and 2023, and recognized as Affiliate of the Year by Dayton REALTORS®. As a dedicated loan officer at our Beavercreek, OH branch, I’m here to guide you through the homebuying process at America’s #1 Retail Mortgage Lender.

    When you work with me, I’ll listen carefully to understand your goals. If you’re a first-time homebuyer, I can walk you through each step of the loan process and answer your questions. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA can achieve your homeownership dreams. I look forward to guiding you every step of the way!

    Drew’s testimonials

    My social posts

    How much will my mortgage payment be?  

    This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

    Inspiration for your home loan journey

    View All

    Frequently asked questions

    • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. 

    • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

    • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

    • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

    I’d love to hear from you.

      By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.