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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Scott Nadler
I’ll be with you every step of the way
Hi, I’m Scott, and I’m proud to be ranked in the Top 1% of Mortgage Originators in America by Mortgage Executive Magazine. At the Brooklyn, NY branch of America’s #1 Retail Mortgage Lender, I focus on providing superlative customer service because I understand how stressful the homebuying or refinancing process can be. I promise to give you the respect, attention, and care you deserve.
Throughout my career, I’ve helped a wide range of clients, including first-time homebuyers, real estate investors, business owners, newlyweds, retirees, and more. I specialize in jumbo and conventional loans to help you buy your co-op, condo, or 1-4 family home. Whatever your goals, I’m here to help you achieve them smoothly and efficiently.
Since beginning my career in 2010, my business has grown steadily. I’ve partnered with top real estate brokers, attorneys, and financial professionals in New York, earning referrals from CPAs, advisors, and past clients. For all your home financing needs, you can count on me to get it done!
Scott’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.