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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
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Your Local CrossCountry Mortgage Loan Officer
Adam Workman
- Executive Vice President
- Charlotte, NC Mortgage Loan Officer
- NMLS # 128183
I’m a Scotsman Guide Top Originator
Adam Workman | Executive Vice President | Team Workman at CrossCountry Mortgage
For more than 20 years, I’ve helped buyers, homeowners, investors and real estate professionals navigate the mortgage process with confidence. Team Workman is built around an exceptional level of service, with 24/7/365 availability, an average response time of approximately two minutes and a team-based approach that ensures our clients and real estate partners always have someone available to help. That commitment to service is reflected in more than 1,000 reviews across multiple platforms, with an average rating of 4.85 out of 5.
That commitment has also helped us build a nationally recognized mortgage team. Over the last 10 years, I’ve funded more than $1.4 billion in mortgage volume across more than 4,900 closed loans. Over the past three years, I’ve consistently ranked among the nation’s top 50 mortgage originators by Scotsman Guide. Team Workman is also recognized among the top FHA and VA mortgage teams nationally.
My team and I provide mortgage solutions for first-time homebuyers, move-up buyers, Veterans, investors and homeowners seeking to refinance. We offer conventional, FHA, VA, USDA, jumbo, down payment assistance, renovation and investment property loan programs with America’s #1 Retail Mortgage Lender.
If you’re searching for a top loan officer in North Carolina, or looking for a trusted mortgage team that combines exceptional service with a proven record of production and results, I’d love to connect with you!
Adam’s Reviews
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.