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900 NW 17th Avenue, Unit 202 Delray Beach, FL 33445 Mobile (386) 795-9430 Tel (561) 208-1579 [email protected]
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- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Taylor Jones
- Branch Manager
- Delray Beach, FL Mortgage Loan Officer
- NMLS #1889665
I’ll be with you every step of the way
Hello! My name is Taylor Jones, and I’m a producing branch manager at the Orlando, FL branch of America’s #1 Retail Mortgage Lender. I’m a dedicated mortgage professional passionate about serving my clients. I started my career in personal banking, went on to receive my real estate license working as an agent and then became a licensed loan officer. I was named Central FL’s 2022-2023 Rookie of the Year by MBA, recognized as a Scotsman Guide Top Originator in 2024 and 2025 and named one of America’s Top 1% of Mortgage Originators in America by Mortgage Executive Magazine in 2025. I pride myself on excellence in all things, diligent focus on service, attention to detail and hard work ethic.
Outside of work, I’m a mentor for the volunteer program No Longer Fatherless, a non-profit organization that invests in young men through mentorship. I’m also an active member at Thrive Church in Port Orange, FL, where I serve in Thrive Kids.
Taylor’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.