-
4704 Harlan Street, Suite 325 Denver, CO 80212 Mobile (860) 751-8613 Tel (720) 773-8075 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
Kyle Wesselink
- Loan Officer
- Denver, CO Mortgage Loan Officer
- NMLS #1939548
I’ll be with you every step of the way
Hi, I’m Kyle! As your loan officer, my goal is to help you purchase a home for your family and build wealth through real estate. I’ll use my background in financial analysis to advise you on wise investment decisions. I’m dedicated to understanding your goals and working with you to develop a strategy for success.
To make your home financing plan, I offer a variety of loan programs. Maybe a conventional mortgage will meet your requirements. Perhaps a jumbo loan is a better fit for your big dreams. Or you could qualify for programs like FHA, USDA, or VA. Together, we’ll achieve your homeownership goals with America’s #1 Retail Mortgage Lender.
I grew up in the Denver, CO, metro area, graduating from Colorado State University with degrees in finance and construction management. I still call Denver home with my wife, Monda, and son, Grayson. When I’m free, I like to spend time with friends and family in the mountains, hiking, snowboarding, off-roading, and golfing.
Kyle’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.