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- monday: 7:00AM – 5:00PM
- tuesday: 7:00AM – 5:00PM
- wednesday: 7:00AM – 5:00PM
- thursday: 7:00AM – 5:00PM
- friday: 7:00AM – 5:00PM
- saturday: 11:00AM – 3:00PM
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- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Greg Ranz
I’ll be with you every step of the way
Hello! My name is Greg. I joined the mortgage industry to help people fulfill their homeownership dreams. Serving the Denver Metro area and surrounding suburbs, I’m proud to offer the expertise and resources of America’s #1 Retail Mortgage Lender to make that happen.
My objective is to find a loan that meets your goals. As your loan officer, my business focuses on technology, client satisfaction and strong relationships to ensure that you receive both the ideal loan program and an unparalleled level of concierge service. I will take the time to listen to your plans, review your loan options and guide you through the loan process. I base my business on referrals and never forget the importance of one-on-one relationships with my clients.
Off the clock, I enjoy spending time with my wife and two daughters, skiing the slopes of Colorado, scuba diving on vacation somewhere warm and learning anything and everything about the tech behind Bitcoin and Bitcoin mining.
Greg’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.