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138 Industry Lane, Unit 2 Forest Hill, MD 21050 Mobile (443) 629-0430 Tel (443) 640-0148 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Jennifer Anderson
- Loan Officer
- Forest Hill, MD Mortgage Loan Officer
- NMLS #221854
I’ll be with you every step of the way
Hi, I’m Jennifer, and I was raised in Harford County, Maryland, where I learned the values of dedication, integrity, and service from my family’s law enforcement background. I started my career in sales in 1997 and transitioned into the mortgage industry in 2002, using my sales expertise to guide clients through home financing.
As a loan officer in Harford County, MD, I’m thrilled to partner with America’s #1 Retail Mortgage Lender. My goal is to provide every client with personalized service, from the first conversation to closing. I’m also a passionate sports fan, and when I’m not working, I enjoy spending time with my family, understanding the importance of building lasting bonds.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.