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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Mark Miller
- Sr. Loan Officer
- Gig Harbor, WA Mortgage Loan Officer
- NMLS #1227025
I’ll be with you every step of the way
Hi, I’m Mark, and I’m proud to be part of the incredible team at CrossCountry Mortgage in Gig Harbor, WA. With over a decade of experience in the mortgage industry, I’ve had the privilege of working with exceptional colleagues while building strong relationships with clients and partners. I believe home financing goes beyond transactions—it’s about guiding individuals and families toward their homeownership goals and financial well-being. As a loan officer, I’m committed to offering guidance with integrity, transparency, and a genuine desire to see you succeed. I’m proud to serve with America’s #1 Retail Mortgage Lender, and I look forward to making your mortgage experience smooth and memorable through excellent communication and service.
Outside of work, I enjoy spending quality time with my family. Whether supporting my children’s interests or enjoying outdoor adventures, these moments remind me of the importance of balance and the true essence of what I do.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.