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4021 Harborview Drive Gig Harbor, WA 98332 Mobile (425) 772-9754 Tel (425) 364-4605 [email protected]
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- FHA Loan
- Jumbo Loan
- Purchase
- Refinance
- VA Loan
Cory Flynn
America’s #1 Retail Mortgage Lender
Hi, I’m Cory. I’m passionate about helping my clients achieve their real estate goals. As a member of our Gig Harbor, WA team at America’s #1 Retail Mortgage Lender, my team and I bring over 25 years of experience to provide expert counsel at every step of the process. Our focus is on developing long-term relationships built on integrity and trust.
We are well-versed in all conventional and non-conventional loan programs, including conforming, jumbo, FHA, VA, USDA, first-time homebuyer, and no-down-payment home loans. Whether this is your first home or you’re a seasoned homeowner, my team wants to understand your goals and present personalized solutions.
Communication is key, and I’m dedicated to keeping you informed about your loan’s progress while answering your questions every step of the way — from application to closing and beyond.
I was born and raised in the Pacific Northwest. My team and I have been blessed to help so many people call Washington home, and we look forward to the opportunity to serve you!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.