Roy Montero
I’ll be with you every step of the way
Hi, I’m Roy. As a Hawaii native, I understand the complexities of lending and owning real estate on the island and in the state. I’ve worked in the mortgage industry for over two decades, helping customers purchase their dream homes or refinance for payment savings. I offer experience with numerous loan products to help you achieve your goals, including:
- Fixed and adjustable-rate conventional mortgages
- Jumbo loans
- USDA home loans
- FHA home loans
- VA home loans
- HELOCs
- FHA 203(k) loans
I’m also familiar with unique living arrangements on the island, like Foster Care, “CPR” units, Ohanas, and manufactured housing. Together, we’ll find the right program to turn your homeownership dreams into reality. At America’s #1 Retail Mortgage Lender in Honolulu, HI, from pre-approval to closing and beyond, I’ll make sure you know what’s happening with your mortgage and answer your questions along the way.





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