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4610 South Ulster Street, Suite 300 Denver, CO 80237 Mobile (303) 596-9077 Tel (720) 200-5464 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
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- Construction Loan
- Investment Property
- Non-QM Loans
- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Jeffrey Aronheim
- Loan Originator/ Sales Manager
- Denver, CO Mortgage Loan Officer
- NMLS #235233
I’ll be with you every step of the way
Hi, I’m Jeff Aronheim, an experienced loan officer empowering families to achieve their dreams through real estate.
With nearly two decades of experience, I’ve become a trusted expert in the mortgage industry, known for my integrity, deep expertise, and personal approach to helping clients. Surrounded by real estate professionals, I developed a lifelong commitment to fostering financial stability through homeownership—a goal I’m dedicated to for my clients at the Denver, CO branch of America’s #1 Retail Mortgage Lender.
My passion for real estate extends beyond my career. I’ve built a personal portfolio and use that firsthand knowledge to guide others in creating wealth. Every client meeting is an opportunity to positively impact lives, whether helping first-time homebuyers or long-time investors in expanding their holdings.
Outside of work, I enjoy traveling and exploring Winter Park’s mountains with my family: my wife, TEDx speaker and author Nhi, my children, Max and Sarah, and our foodie dog, Snow.
Jeffrey’s testimonials
Guides and resources
My social posts
Should I buy a house or keep renting?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.