Headshot of Jeff Zulauf

Jeff Zulauf

Originating Branch Manager

The Z Team

NMLS #18566

11175 Cicero Drive, Suite 100, Offices 4,5,8, 56
Alpharetta, GA 30022
Contact Methods
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(770) 597-2160


About Jeff

My objective is to help as many potential homeowners realize their dreams, as well as help current homeowners save money on their current loans. My primary goal is to smoothly lead clients from contract to closing and educate clients on the financing process from start to finish. When it comes to closing your loan, I’m a 24/7 guy with a competitive, winning reputation. Nothing is more important than providing an on-time closing – and I’m dedicated to getting it done.

I’ve been a top producer for over 15 years in the mortgage industry, earning Presidents Club membership, Top Gun recognition, and Scotsman Guide’s Top Originators rankings in 2020. My experience includes resale, new construction, short sale, foreclosure, and other community lending programs. Whatever your homeownership goal may be, I specialize in numerous loan programs to help you achieve it:

  • Conventional
  • Jumbo
  • FHA
  • VA
  • Streamline refinances
  • Condo & second home financing
  • CCM’s Signature Expanded Investor Cash Flow program
  • Portfolio lending programs
  • Specialty first-time homebuyer programs
  • At the end of the day, home financing is about relationships and sustaining relationships over time. Whether you’re buying your first home, building your dream home, or expanding your investment portfolio, I look forward to being your home financing partner from application to closing and beyond.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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