Headshot of Jennifer Nicholas

Jennifer Nicholas

Loan Officer

Henderson, NV Mortgage Lender

NMLS #959171

3033 Horizon Ridge #110
Henderson, NV 89052
Contact Methods
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(702) 715-0819


About Jennifer

I joined the mortgage industry in 2003 because I enjoyed the process of homeownership and wanted to be an honest Mortgage Advisor. I’m good at what I do, specializing in using conventional, FHA, non-conforming, and CCM Signature Expanded Investor Cash Flow loan products to make hard scenarios a success.

While finding the right loan is important, my consideration for you goes far beyond that. From pre-approval to closing and into the future, I want to always be available to answer your questions and make sure your home loan continues to meet your changing circumstances. I look forward to being your partner on your home financing journey.

On a fun note, I’m a proud grandma (gam gam) and track mom who loves unicorns. I’ve been told I’m trustful, fun to be around, and smart – all attributes that help make mortgages feel like a win!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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