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- Purchase
- Refinance
Acie Leslie
- Loan Officer
- Lexington, SC Mortgage Loan Officer
- NMLS #2593993
Dedicated to getting it done
Hello! My name is Acie. I’m a 10-year Army Veteran. After leaving the service, I wanted to work in a bank. My auntie is a real estate agent and mentioned becoming a mortgage banker. That’s how I got my start in home financing — and became a loan officer at the Lexington, SC branch of America’s #1 Retail Mortgage Lender.
As a Certified Mortgage Advisor and Xinnix Academy Graduate, I aim to provide white-glove customer service. I’ll walk you through each step from application to closing, answer your questions and keep you up to date on your loan’s status.
Specializing in helping Veterans and first-time homebuyers, I offer a variety of loan programs to achieve your goals. From conventional and jumbo to VA and FHA, we’ll discuss specifics and personalize the mortgage experience to fit your plans. Let’s start your homeownership journey today!
On a personal note, I’m an alumnus of the University of South Carolina and enjoy watching Florida State and the Tampa Bay Bucs football in my free time.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.