New York, New Jersey & Connecticut Regional Mortgage Lender

About Us

A team approach to mortgage lending…

For years, Scott Forman and his team of Senior Loan Officers have been assisting deserving homeowners with their home financing. He has adopted a business model from his favorite book “Raving Fans”. Very simply, it says figure out what your clients expect and deliver plus 1%. Scott is dedicated to delivering an experience for his clients that is first class. From application to closing there is a constant dialogue and education about each step of the process. With a team that has decades of experience in the industry from loan officers to client care coordinators, Scott was able to perfect this business model.

The Forman Team promises three things to their clients. First, they promise to close on time every time and with no surprises. This is not just a play on words, this is a guarantee. Second, your cash out of pocket is exactly what you expect. And third, they communicate. The Forman Team proactively contacts every client, buyer’s agent, selling agent and attorney on every deal under contract. The Forman Team feels it is so important to communicate with each participant in the transaction that they shut down 1/5 of the work week just to communicate with their clients and agents.

The Forman Team is constantly educating themselves on the latest products in the industry. This means they don’t only put their clients into one type of loan. They dissect each person’s financial situation and goals to have their loan fit into their lives with ease.

When you choose to work with Scott and his team, you too will experience a Raving Fan experience.


102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645

Branch NMLS1487417

Scott Forman

Executive Vice President

Office Phone:
[email protected]

CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645

Branch: NMLS1487417
Personal: NMLS12460

Meet the Team

Headshot of Julia Avato

Julia Avato

Branch Business Development Manager

Headshot of Samantha Boswell

Samantha Boswell

Branch Operations Manager

Headshot of Linda Szpak

Linda Szpak

Executive Administrative Assistant


Meet the Team