Montvale, NJ Mortgage Lender

The Forman Team

102 Chestnut Ridge Rd Suite 200
Montvale, NJ 07645

(201) 930-0300 (201) 930-0300
[email protected]

NMLS #1487417

A backyard of a home looking for new homeowners in Montvale, NJ



Our team + your home loan = success!

A team approach to mortgage lending!

For years, Scott Forman and his team of Senior Loan Officers have been assisting deserving homeowners with their home financing. He has adopted a business model from his favorite book "Raving Fans". Very simply, it says figure out what your clients expect and deliver plus 1%. Scott is dedicated to delivering an experience for his clients that is first class. From application to closing there is a constant dialogue and education about each step of the process. With a team that has decades of experience in the industry from loan officers to client care coordinators, Scott was able to perfect this business model.

The Forman Team promises three things to their clients. First, they promise to close on time every time and with no surprises. This is not just a play on words, this is a guarantee. Second, your cash out of pocket is exactly what you expect. And third, they communicate. The Forman Team proactively contacts every client, buyer's agent, selling agent and attorney on every deal under contract. The Forman Team feels it is so important to communicate with each participant in the transaction that they shut down 1/5 of the work week just to communicate with their clients and agents.

The Forman Team is constantly educating themselves on the latest products in the industry. This means they don?t only put their clients into one type of loan. They dissect each person?s financial situation and goals to have their loan fit into their lives with ease.

When you choose to work with Scott and his team, you too will experience a Raving Fan experience.

The dining room of a home in Montvale, NJ

Recent Reviews for the Forman Team

At CrossCountry Mortgage, your future is our focus.

We are committed to providing you with the best customer service in the industry. Every day we help homeowners just like you achieve their home financing goals while providing the guidance and technology for a fast, stress-free process with no surprises.

The biggest purchase of your life deserves the attention of the best mortgage professionals. Our licensed loan officers bring decades of proven performance and integrity to the table. The entire team collaborates to close your loan quickly, and our sole focus is to help you achieve your homeownership goals while keeping you informed throughout the process.

Meet Our Loan Officers

Your Loan Officers Here to Help

Meet Our Support Staff

At Your Service & Here to Help


Recent Posts and Articles

  • Current Situation: A Mortgage Guy’s Top 5 Takeaways

    Like many of you, I have taken time to reflect during these very unusual circumstances. This has given me the opportunity to see a few things more clearly. Specifically, these five financial lessons that have been reinforced by recent events.

  • Loan officers and real estate agents are getting this question a lot right now. But I think we need to be asking you a different question. How motivated are you? Don’t second guess! Here are a few reasons to consider when deciding on whether to move forward with buying a home.

  • That Dreaded Mortgage Insurance, Truths & Myths

    PMI allows you to purchase with a lower down payment. This insurance policy helps cover the lender’s losses in case you default. I’m here to clear up any confusion about this topic and reveal some of the truths & myths of Private Mortgage Insurance.

  • Seller's Concessions

    Think you're completely covered for your mortgage? Don't forget about closing costs! Seller's concessions can help lighten their load.