Your Morganville, New Jersey home loan experts
We’ll be with you every step of the way
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
As the Morganville, NJ branch of CrossCountry Mortgage — America’s #1 Retail Mortgage Lender — we don’t just meet expectations. We set the standard. Our team is known for delivering high performance, high communication and high impact to every client.
From application to closing, our local mortgage experts deliver proactive updates, fast answers and clear guidance. You’ll never wonder where your loan stands because we make sure you always know. Communication creates confidence, and we’ll make sure you feel confident every step of the way.
As part of CCM, we offer competitive rates and one of the industry’s most diverse selection of home loan solutions. Whether you’re buying, refinancing or renovating, you’ll have access to options like conventional, VA, FHA, USDA and Non-QM loans — all backed by a team with the expertise to match you with the right fit.
Choose the Morganville branch of CrossCountry Mortgage and experience the level of service that made us #1.
Guides and resources
How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Reviews
Meet our team
Branch Leader
Troy Sears
- Regional Vice President
- NMLS #216683
- 500 Campus Drive
- Suite 101
- Morganville, NJ 07751
Daniel Holton
- Inside Loan Originator
- NMLS #785342
- 500 Campus Drive
- Suite 101
- Morganville, NJ 07751
Tiron Sela
- Outside Loan Originator
- NMLS #1063901
- 500 Campus Drive
- Suite 101
- Morganville, NJ 07751
- [email protected]
- mobile 347.604.1253
- tel 732.786.4309
Steven Cortopassi
- Loan Officer
- NMLS #2496860
- 500 Campus Drive
- Suite 101
- Morganville, NJ 07751
- [email protected]
- mobile 732.496.1580
Ashley Sears
- Business Development Specialist/Loan Officer
- NMLS #966182
- 500 Campus Drive
- Suite 101
- Morganville, NJ 07751
- [email protected]
- mobile 732.484.0950
- tel 440.358.2350
- fax 440.358.2350
Our support staff
Noreen Nugent
Operations Manager
Maria DeTomasis
Senior Loan Processor
Lisa Urgo
Loan Partner ITabitha Nugent
Sales Assistant
Michele Mazzeo
Loan OpenerKasey Augliera
Sales AssistantKathleen Brown
Sales AssistantMy social posts
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.