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  • 802 Fern Street, Unit B New Orleans, LA 70118 Mobile (504) 939-1704 Tel (504) 605-1043 [email protected]
    • monday: 9:00AM – 5:00PM
    • tuesday: 9:00AM – 5:00PM
    • wednesday: 9:00AM – 5:00PM
    • thursday: 9:00AM – 5:00PM
    • friday: 9:00AM – 5:00PM
    • Conventional Loan
    • FHA Loan
    • Home Equity
    • Purchase
    • Refinance
Your Local CrossCountry Mortgage Loan Officer

William Gandy

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  • Originating Branch Manager
  • New Orleans, LA Mortgage Loan Officer
  • NMLS #93583

I’ll be with you every step of the way

Hi, I’m Will Gandy, and for 15 years, I’ve honed my skills as a mortgage loan officer in the New Orleans real estate market. As a long-time resident of the city, I have a personal stake in your success. My wife, Lorie, and I live in the Broadmoor neighborhood with our sons, Gabriel and Knox. I’m here to stay, and I want to help you achieve your homeownership goals. Whether you’re buying your first home or refinancing, I’m here to guide you through the process.

With 100% of my business coming from referrals, I’m fully committed to providing you with the best service possible. I’ll make sure you’re informed every step of the way, answering your questions and providing continuous updates on your loan.

Backed by the resources of America’s #1 Retail Mortgage Lender, I’m ready to help make your homebuying journey smooth and stress-free. Let’s get started today!

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How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. 

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

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