CrossCountry Mortgage logomark

Ruben Lopez

Loan Officer

Santa Barbara, CA Mortgage Lender

NMLS #254614

Adress
111 W Micheltorena Street, Suite 210
Santa Barbara, CA 93101
Contact Methods
Email
mobile Mobile
(805) 705-7443

Awards

About Ruben

Hi, I’m Ruben, based in Santa Barbara, CA. For over 23 years, I’ve been helping people finance their dream homes, whether they’re homes to live in or investment properties requiring strategic financing. I give my clients clarity about their options, helping them understand the pros and cons of each program. Whether they’re purchasing, refinancing, or doing nothing at all, providing the right information is what energizes me!

For my current and future business partners, I make sure you’re kept updated at every step of the transaction. If you refer your client to me, my work becomes an extension of you. You can set it and forget it, knowing your client is in good hands. I treat each client the way I like to be treated – with integrity and professionalism. I look forward to working with you as part of America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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