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Your Local CrossCountry Mortgage Loan Officer

Dillon Dambly

  • Originating Regional VP
  • Scottsdale, AZ Mortgage Loan Officer
  • NMLS # 1665289

America’s #1 Retail Mortgage Lender

Over the last decade, I’ve helped hundreds of families, business owners and investors navigate one of life’s most important financial decisions. Along the way, I’ve built my career around a simple belief: a mortgage should be more than a transaction — it should be a strategy.

As an entrepreneur, real estate investor and mortgage professional, I approach loans differently. No two clients have the same story, and the best solution isn’t always the most obvious one. Whether you’re a first-time buyer, complex self-employed borrower or long-time investor, I’ll help you find the right path forward.

Today, as an Originating Regional VP with CrossCountry Mortgage, I combine that hands-on approach with the products and resources of America’s #1 Retail Mortgage Lender.

My philosophy is simple: do the right thing, communicate relentlessly and treat every client’s money like it’s my own.

Because the goal isn’t just to close your loan. It’s to become the person you call before you make your next move.

Better Business Bureau Award 2025 Scotsman Guide Top Mortgage Lenders Award Scotsman Guide Top Workplaces 2026 2025 The Plain Dealer Top Workplaces Award

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How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

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  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

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  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

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  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.

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