-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Anaheim, CA
- Farmington, UT
- Sandy, UT
- Park City, UT
- Saint George, UT
Your Local CrossCountry Mortgage Loan Officer
Danielle Young
- Originating Branch Manager
- South Jordan, UT Mortgage Loan Officer
- NMLS #265241
I’ll be with you every step of the way
Hello! I’m Danielle Young, branch manager of the South Jordan, UT branch of America’s #1 Retail Mortgage Lender. For more than three decades, I’ve been a trusted guide for families building, buying and financing their homes across Utah and beyond. I ranked Utah’s #3 loan officer by production volume in 2025 and was named a Top Woman Originator in 2024 by Scotsman Guide.
Known for my deep knowledge of new home construction financing, I partner closely with homebuilders, real estate agents and homebuyers to create seamless, stress-free transactions from groundbreaking to move-in day. Ready to go from a blueprint to living in your dream home? Give me a call — I’m always in your corner!
I’ve been married to my husband, Jody, for more than 30 years, am the proud mom of Brooke and Kallie and am a passionate fur baby mom to Frankie and Archie. I’m also deeply committed to animal rescue and advocacy, volunteering my time to foster dogs and support organizations that give homeless pets a second chance.
Danielle’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.