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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Hope Sloan
- Loan Officer
- Summerville, SC Mortgage Loan Officer
- NMLS # 1997161
I’ll be with you every step of the way
Hello! My name is Hope Sloan, and I’m a loan officer at our Summerville, SC branch. My parents have been in the mortgage industry for over 30 years, so it’s always been a part of my life. After earning my bachelor’s degree in elementary education and spending time in that field, I realized my passion was elsewhere. In June 2020, I joined the industry as a loan officer assistant and haven’t looked back!
At America’s #1 Retail Mortgage Lender, I specialize in construction, government and down payment assistance programs. I pride myself on strong attention to detail and clear, consistent communication so you feel informed and confident throughout the process. Whether you’re buying, building or refinancing, I look forward to guiding you every step of the way.
On a personal note, I’ve been married for five years and have a young son, JC. My husband is a big outdoorsman, so we’re often in the woods and on the water. I’m also a big Carolina Panthers and University of South Carolina fan.
Hope’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.