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General

Fed Takes Expected Path…Cuts 0.25%—But Mortgage Rates Defy the Usual Script

The Federal Reserve delivered the move markets had fully priced in: a 0.25% cut to its benchmark lending rate. Normally, the mortgage market reacts counterintuitively to Fed cuts—rates often tick higher, not lower, as investors reposition for future policy moves and reassess inflation risks.

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General

Lender for Life—or Just Another Transaction?

When buying almost anything, everyone wants a “good deal.” That instinct makes sense. But when it comes to mortgages, many buyers do not fully understand what a good deal actually looks like.

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General

Just Ask Joe

I’ve spent a good chunk of my adult life sitting across from my buddy Joe Lunch Pail talking about the economy. Not the kind with charts, graphs, or some guy on TV pointing at a screen.

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General

Who Needs “Real” Economic Data When We Have Joe Lunch Pail…

As we approach next week’s Federal Reserve meeting, markets are placing slightly better than even odds on a 25-basis-point rate cut—far from the 50-basis-point move that was circulating among analysts back in October.

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General

I Simply Just Don’t Understand…

Metro Atlanta’s housing market has entered a clear—and in some price bands undeniable—buyer’s market. Homes that once sold in days now routinely sit for 60 to 90 days or more, even in sought-after areas.

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General

When Getting a Mortgage…Maybe We’re Asking the Wrong Questions

As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.

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Someone Must Be Listening…

As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.

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It’s Time for a Change

As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.

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General

Shutdown Economics: Markets Move on Intuition as Rates and Gas Prices Fall

As of this week, the federal government has been shut down for three weeks—an unusually long pause that has left financial markets operating without the guidance of key economic data.

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Good or Simply the Best?

DC Aiken covers why buying a home is not just about loan approval. It is about positioning yourself to succeed in today’s market and tomorrow’s economy.

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