-
4819 State Hwy 121, Suite 13 The Colony, TX 75056 Mobile (972) 408-8831 Tel (972) 573-0318 [email protected]
-
- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Andres Dominguez
I’ll be with you every step of the way
About Me
Hello! I’m Andres, a loan officer with America’s #1 Retail Mortgage Lender proudly embarking on a new chapter in my career. With deep gratitude, I acknowledge God for making this opportunity possible.
I’m fortunate to be mentored by one of the best — my dad — and to collaborate with our incredible assistant, Sol. Together, we’re dedicated to helping individuals and families achieve their dream of homeownership.
My Role
As a loan officer, I guide clients through every step of the mortgage process. From pre-approval to closing, I’ll ensure you feel informed, confident and fully supported throughout your journey.
How I Can Help
Navigating home financing can be complex. But that’s where I come in. I’ll evaluate your financial situation, explain loan options and recommend a path forward based on credit, income and lending guidelines.
We’re just getting started, and I can’t wait to help you achieve your homeownership goals. Let’s make your dreams a reality!
Andres’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.