Headshot of Troy Sears

Troy Sears

Branch Manager

Team Sears

NMLS #216683

500 Campus Drive, Suite 101
Morganville, NJ 07751
Contact Methods
tel Phone
fax Fax


About Troy

Troy Sears began his career in the mortgage industry in 2009 with a vision of transforming the home buying experience and challenging the broken methods of the past. Service became his guiding principle, working aggressively on his client's behalf to ensure the best rates along with superior customer service.

Now, as a Branch Manager, Troy ensures his Team is committed to the same exceptional level of customer service and communication that continues to gain the confidence of his clients and exceed their expectations. Rated as the #1 Local Lender in Monmouth and Ocean counties, Troy consistently delivers. Whether you are a first-time home buyer, purchasing an investment property, or simply refinancing, Troy and his Team will be there every step of the way to ensure your experience is as quick and easy as possible.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit


Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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