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4280 N Campbell Avenue, Suite 107 Tucson, AZ 85718 Mobile (612) 964-6460 Tel (952) 230-7777 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Mark Merry
- Branch Manager
- Tucson, AZ Mortgage Loan Officer
- NMLS #452552
I’ll be with you every step of the way
Also located in Bloomington, MN 55435 7760 France Ave. S, Suite 1010. Serving MN, AZ, CO, FL, and WI.
Hi, I’m Mark. Making homebuying dreams a reality is my passion! With over 26 years of experience in the mortgage industry, I’ve helped thousands of clients with all types of purchases. Whether you’re buying your first home, next home, an investment property, or vacation destination, I’m ready to put my experience to work for you.
As part of of America’s #1 Retail Mortgage Lender, I’ve built my reputation on providing outstanding service to my clients. You can count on me to always be by your side to answer questions, keep you informed on your loan, and personalize your home financing experience. Together, we’ll walk through the steps of your home loan journey.
Tailoring your mortgage to suit your financial goals is key to success. From conventional and jumbo to FHA and VA, I offer a variety of loan programs to get the job done. We’ll discuss the specifics and develop a plan just right for you.
Mark’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.