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37 S Wenatchee Ave., Suite F313 Wenatchee, WA 98801 Mobile (509) 881-9532 Tel (509) 881-9532 [email protected]
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- monday: 6:00AM – 2:00PM
- tuesday: 6:00AM – 2:00PM
- wednesday: 6:00AM – 2:00PM
- thursday: 6:00AM – 2:00PM
- friday: 6:00AM – 2:00PM
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- Conventional Loan
- FHA Loan
- Purchase
- Refinance
- VA Loan
Tatiana Betancourt
I’ll be with you every step of the way
Hi, I’m Tatiana. With over four years of experience as a loan officer, I help clients finance their home purchases and refinances. I’m dedicated to providing excellent customer service, building long-lasting relationships, and finding the right solution for each client’s unique goals.
By working with me and America’s #1 Retail Mortgage Lender, you get access to a wide suite of home loans, flexible terms, and personalized service. As a certified mortgage professional at our Wenatchee, WA branch, I have the skills and knowledge to navigate the complex and dynamic mortgage market. My strong background in property management also gives me an edge in understanding the needs and expectations of investors and homeowners.
I have a proven track record of generating leads, closing deals, and helping clients find their dream homes while achieving financial freedom. I look forward to being part of your successful homeownership story.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.