Tory Valencia
- Loan Officer
- Yuma, AZ Mortgage Loan Officer
- NMLS #1785487
I’ll be with you every step of the way
Hello, I’m Tory Valencia, a proud mom of four and a loan officer with America’s #1 Retail Mortgage Lender. I was born and raised in Yuma, AZ, and my journey in the mortgage industry began in 2018. Since then, I’ve had the privilege of helping countless families achieve their dreams of homeownership.
I specialize in working with first-time homebuyers, and I’m passionate about making the process as smooth as possible. I have experience with a wide range of loans, including VA, FHA, conventional and first-time homebuyer programs. There is nothing I love more than solving problems and finding the right mortgage solution for your unique goals.
Whether you’re buying your first home or looking to explore your financing options, I’m here to guide you every step of the way. Call now or apply today to start your path to homeownership!





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.