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300 Deschutes Way SW Suite 207 Tumwater, WA 98501 Mobile (360) 561-0180 Tel (360) 688-7528 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Yvonne Stanton
I’ll be with you every step of the way
Hi, I’m Yvonne! As a Military Spouse, I’ve personally dealt with many deployments and PCS moves—both stateside and international—during my husband’s 26-year career. My passion is educating and empowering our Military Families and Veterans on how to best use their VA home loan benefit. I love supporting our Military Community through countless hours of volunteering, education, and leadership. Whether you’re buying your first home, vacation home, retirement home, investment property, or refinancing your current home, I’m ready to support you in all your endeavors.
When you come to me for your home loan, I personalize the process. I’m extraordinarily skilled in finance and real estate, with an award-winning background in both fields. A true VA loan specialist, I offer knowledge of VA purchases, IRRRL refinances, construction, and renovation financing. No matter where you move or what goals you may have, I’m in your corner and dedicated to getting it done with my Tumwater, WA team at America’s #1 Retail Mortgage Lender.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.