Headshot of Arlo Zoerner

Arlo Zoerner

Branch Manager

Arlo Zoerner Team

NMLS #293974

2855 Mitchell Drive, Suite 235
Walnut Creek, CA 94598
Contact Methods
tel Phone
fax Fax


About Arlo

I joined CrossCountry Mortgage in 2021 with experience in the mortgage industry dating back to 2002 as a top producing loan officer. My philosophy is to treat every client equally, and to offer the same high level of service to all clients, regardless of the transaction size. I enjoy keeping my clients well informed of real estate and financing trends on a regular basis and will always be a phone call away to answer any questions or offer my services to your, your loved ones, or your friends and associates. As your professional lending source at my disposal I have the latest in technology, training, and a broad product offering to ensure I can meet the needs of my clients and referral partners in the community. I specialize in originating conventional, FHA, VA, jumbo and bridge loans. When I am not hard at work on my mortgage business you will find me mountain biking, snowboarding, and cooking as a few of my hobbies and spending time with the loves of my life: my two daughters and wife Christy.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI


Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 925-289-9770