Headshot of Terry T. Terzakis

Terry T. Terzakis

Mortgage Banker

CT Branch

NMLS #110369

3074 Whitney Ave Building 3 Suite 2
Hamden, CT 06518
Contact Methods
mobile Mobile
(203) 231-0549
fax Fax


About Terry T.

Five Star Mortgage Professional for the 12th year!

Having been a theatrical stage manager in a previous life, I know how to lead the show from behind the scenes. Similarly, I’m able to guide you throughout your homebuying process and still put you in the spotlight. After all, this is about you and your dream home.

Since 2000, I’ve been helping homebuyers get the financing they need. I’m knowledgeable in a huge variety of products and programs, including government loans (FHA, VA and USDA), jumbo loans, construction and land loans and reverse mortgages. I specialize in renovation lending for fixer-upper properties, which are generally more affordable and great to customize when you can’t find your perfect home. For multiple years, I’ve been selected as Connecticut Magazine’s FIVE STAR Mortgage Professional, which is awarded to those who provide quality service to their clients.

I earned my degrees from Southern Connecticut State University and Yale School of Drama, then went on to stage manage for many renowned theaters. I’m a native of Orange and current resident of Cheshire, where I live with my wife, Denise, and our children, Valerie and Alex.

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  • Renovation Loans

Recent Posts and Articles


First time homebuyers painting their home financed with a rehabilitation loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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