Headshot of Nicole McCarthy

Nicole McCarthy

Loan Officer

Carbon Team - Cranford

NMLS #63737

Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

About Nicole

Having a home you can truly call your own is a big step toward achieving your financial goals. I have the knowledge, experience and loan options that will get you there. I'm also flexible and creative enough to make the mortgage process faster and easier for you, even if your situation is a bit complicated.

Whether you're buying or refinancing, I will:

  • Explain every detail of your home loan.
  • Keep things on track through every step of the process.
  • Make sure you get to the closing table as quickly as possible.
I look forward to earning your continued business and referrals with a higher level of service than any other loan officer out there!

Recent Reviews for Nicole McCarthy

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
  • Home Equity Loans
  • Jumbo Loans
  • VA Loans
Homeowners in their new kitchen

Get $6,500 in down payment assistance

We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in select cities.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

Contact Us

Homeowners planning renovations for their home

Make any home your dream home

 

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…
    you know the hassle.

Learn More

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Get in Touch

Contact Me Today