Headshot of John Gardella

John Gardella

Branch Manager

Franklin, TN Mortgage Lender

NMLS #305669

Adress
3401 Mallory Lane, Suite 100 & 200 Office 126
Franklin, TN 37067
Contact Methods
Email
tel Phone
615-583-5287
mobile Mobile
(805) 405-4299
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About John

Hi, I’m John, based in Franklin, TN. I’ve been in the mortgage industry for over 30 years and have successfully closed thousands of home financing transactions. My team and I have always prided ourselves on providing A+ customer service and professionalism. We work together to give homebuyers competitive interest rates, fast closings, and a wide range of traditional and innovative loan products. Together, we'll make your mortgage feel like a win.

To help you achieve your homeownership goals, I’ll guide you through home financing. We’ll discuss your plans and review every mortgage option, from conventional and FHA to VA and USDA loans. Your satisfaction is important to me, so I'll be by your side to answer your questions and guide you from applying for your loan to closing your home. Homeownership is a big opportunity and investment, and I’m excited to help you make it happen as part of America’s #1 Retail Mortgage Lender.

On a personal note, I’ve been married for over 30 years with three wonderful adult children.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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