Gina Myers Team
Your Future Our Focus
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12700 Fair Lakes Circle, Suite 460 Fairfax, VA 22033 Mobile (703) 930-2009 Tel (571) 655-3324 [email protected]
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- First-Time Homebuyers
- Non-QM Loans
- Purchase
- Refinance
- VA Loan
We’ll be with you every step of the way
As the #1 female lender in Virginia with 25+ years of real estate experience, Gina Myers and her team offer concierge-level mortgage financing across the DC Metro area. The Gina Myers Team is part of America’s #1 Retail Mortgage Lender, delivering personalized home loan solutions with an understanding of DC, Maryland, and Virginia.
We believe that communication is key. From start to finish, you’ll always know what’s happening with your loan. Our goal is to help you feel confident and at ease every step of the way, knowing you’re in the hands of a team that truly cares about your success.
Whether you’re a first-time homebuyer, refinancing, or pursuing specific financial goals, our team is committed to making your mortgage journey smooth and stress-free.
With English and Spanish support, we proudly serve families with the guidance they deserve. When you choose the Gina Myers Team, you can be assured of working with a dedicated team committed to helping you achieve your homeownership dreams.
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Gina’s testimonials
Meet our team
Gina Myers
- Regional Vice President / Originating Branch Manager
- NMLS #898712
- 12700 Fair Lakes Circle
- Suite 460
- Fairfax, VA 22033
- [email protected]
- mobile 703-930-2009
- tel 571-655-3324
- fax 571-655-3058
Our support staff
Lisa Donnelly
Team Captain/Contract to Close Specialist
Gladys Reyes
Pre-Approval Specialist *Yo Hablo Espanol*My social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.