Headshot of Rajat Jetley

Rajat Jetley

Sr. Loan Officer

San Juan Capistrano, CA Mortgage Lender

NMLS #1595897

7700 Irvine Center Drive, Suite 660
Irvine, CA 92618
Contact Methods
tel Phone
mobile Mobile
(808) 220-4390
fax Fax


About Rajat

Hi, I’m Rajat Jetley, a seasoned loan officer at CrossCountry Mortgage! My family has been in real estate since 2003, with my parents working as real estate agents in Hawaii and getting my start as a transaction coordinator for their office in high school and college. Now, I boast an impressive career with a proven track record – financing $25 million in loans annually from 2020 to 2022.

I’m renowned for my expertise and excellence in home financing. While in Hawaii, I developed a specialized focus on VA loans, leveraging my knowledge and experience to assist Active-Duty Service Members. Since transitioning to Orange County, California, I’ve expanded my skill set to specialize in jumbo and bank statement loans, demonstrating a versatile approach to meeting clients’ diverse needs.

My commitment to providing top-notch service and ability to navigate complex loan scenarios makes me a trusted advisor for clients seeking to achieve their homeownership goals. I know every rule and guideline and am known to be the person to come if your problem needs solving. Whatever your goal, you can count on me to get it done.

On a personal note, I have a wife and two kids – a two-year-old and a two-month-old. I work hard so I can provide for and enjoy time with my family. In my downtime, I like working with my hands woodworking and also enjoy spending time playing video games.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Veteran embraced by family after coming home to a house purchased using a VA loan.

Come home
with a VA Loan


Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable.

Purchase or refinance, contact me to learn more.

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First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit

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Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 949-272-0139