-
413 N. Carpenter St., Suite 1W Chicago, IL 60642 Mobile (708) 370-3554 Tel (773) 413-6216 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
Jason Stichauf
- Licensed Mortgage Originator
- Chicago, IL Mortgage Loan Officer
- NMLS #196514
I’ll be with you every step of the way
Hi, I’m Jason, a lifelong Chicago-area resident with over 25 years of experience in the home loan business. Having been in the industry since 1995, I know the local market and understand the importance of treating every transaction with the personal care it deserves. I’m proud to serve the Chicago, IL area, providing an individualized mortgage experience backed by America’s #1 Retail Mortgage Lender.
I’ve worked with a wide variety of clients, from first-time homebuyers to real estate investors, and specialize in cooperative apartments—a niche market requiring unique financing solutions. My commitment to creating long-term relationships with clients, even after closing, has helped me successfully navigate the ups and downs of the mortgage market.
Born and raised in Chicago’s western suburbs, I now live in the northern suburbs with my wife, Cynthia, and our son, Sean.
Jason’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.