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Danielle Ramos

Loan Officer

Livermore, CA Mortgage Lender

NMLS #242721

1985 First Street, Suite 209
Livermore, CA 94550
Contact Methods
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(925) 699-8007


About Danielle

My husband and I purchased our first home in 2003 and have enjoyed success within the real estate industry. We were fortunate to convert our first 2 primary homes into investment opportunities. In 2012, we bought our dream home, settled into a fantastic community in San Joaquin County, and welcomed our second son.

In 2001, I started my mortgage career as a loan processor. Since 2003, I’ve been a licensed advisor in California and enjoy working with homebuyers. I recognize that no client is ever the same, and I provide an equal level of personalized service to each person as if they were my only client. From application to closing and beyond, you have my unwavering support.

Whether you’re buying your first home, next home, or an investment property, it all starts with understanding your goals and priorities. We’ll discuss your story and a range of products, including conventional, FHA, VA, and USDA loans, to develop a personalized financing plan. Homeownership is a life-long investment – and you can count on me to help you make it happen.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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